I take an innovative approach to wealth management.

I personally work with you to help achieve your financial goals. They can include investing in your business, purchasing a new home, fine art or whole life insurance policy, sending a child to college, living well in retirement, leaving a legacy to your children, or developing tax minimization strategies.

As a CERTIFIED FINANCIAL PLANNER™ professional, CFP and Managing Director with Wealth Advisory Group LLC, I can focus on fulfilling single solutions such as managing your investments, insurance, retirement or estate planning, or provide your family with comprehensive, multifaceted financial planning

Investments

After working with you to determine your investment goals, risk profile and allocation model, I design a portfolio that strives for below average risk for your profile, while still achieving your target returns.

I select stocks, bonds, ETFs, and mutual funds through company and market research, plus my own analysis of daily news events and technical indicators. My goal is to invest in industry and geographic sectors where I hope to find under-valued securities that will outperform market indexes and provide significant income through dividends and interest. I call those investments that generate income “cows that give milk.”

My broker dealer is Park Avenue Securities; trades are cleared through Pershing LLC.

Retirement Planning

If you are semi-retired or fully retired, I can design an investment portfolio to attempt to generate the income and growth needed to enjoy your free time. I can also provide you with long-term care insurance to protect your assets in case you need homecare, assisted living, or nursing home care.

If you are an entrepreneur or work with a corporation, I can help estimate how much money you need to save to enjoy your retirement years, and select a retirement plan that will allow you to maximize annual contributions and income tax deductions. You may want disability insurance so you can continue to generate income and save for retirement if you become ill or disabled and can’t work.

Estate & Legacy Planning

How will you be remembered when you are gone? Would you like to pass your wealth to your children? What about a bequest to a charity or foundation?

I can work with you and your estate attorney to plan your legacy, including the creation of wills and trusts, and strategies to minimize estate taxes and create liquidity to pay them.

Insurance

Even with a growing portfolio of assets, the wealthiest of families can be decimated without a strong core, including a cash emergency fund and insurance protection to replace income or pay bills in case of a calamity. I personally experienced how disabling events can take a huge physical, emotional and financial toll on a family when my father required three years of homecare.  I can provide you with disability, health, life, and long-term care insurance policies that offer the best value for your goals and health profile. I have access to more than 20 highly rated insurance carriers.

Personal Financial Planning

I can help create a comprehensive financial plan that is structured to allow you to simultaneously achieve your short and long-term goals for yourself and your family.